Insurance Agent Debbie Luscombe
STATE FARM® INSURANCE AGENT, HOMER GLEN, IL

Debbie Luscombe

CLU®, ChFC®

Would you like to get a quote?

Office Details:

Street Address:

15742 S Bell Road
Homer Glen, IL 60491-8400

Landmark:

North of 159TH Street & Bell Road (The old Kmart Location)

Languages:

English

Office Hours (CST):

WALK IN Mon - Fri 9 to 5
CALL IN OR CLICK IN 24/7
Evenings & Weekends by Appt

Phone:

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • Illinois State University-Normal, B.S.
  • State Farm Agent in Homer Glen since 1989
  • Lifelong Lincoln Way Area Resident & L-W Central Grad
  • Chartered Life Underwriter 2002
  • My Team & I have over 65+ years insurance experience!!
  • Family CEO since 1983
  • Business/Commercial Insurance Concentration
  • Car Insurance in Homer Glen, Orland Park & Frankfort
  • Home Insurance - Homer Glen, Orland Park & Will County
  • Auto & Home insurance in Indiana & Wisconsin
  • Focus on Life Insurance for you and your family
  • Electric Vehicle Insurance!
  • Offering insurance for your new Teen Driver


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Debbie Luscombe can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Homer Glen, IL that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Debbie Luscombe in Homer Glen, IL will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Motorcycle Insurance

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Debbie Luscombe in Homer Glen, IL to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.



Recreational Vehicles

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Debbie Luscombe in Homer Glen, IL about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Homer Glen, IL. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Debbie Luscombe in Homer Glen, IL will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Homer Glen, IL. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Debbie Luscombe in Homer Glen, IL about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Homer Glen, IL. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Debbie Luscombe in Homer Glen, IL to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Debbie Luscombe in Homer Glen, IL will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Homer Glen, IL. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Debbie Luscombe in Homer Glen, IL to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Homer Glen, IL. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Debbie Luscombe in Homer Glen, IL to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Homer Glen, IL. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Debbie Luscombe to get more information about annuities in Homer Glen, IL that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Debbie Luscombe to get more information about mutual funds in Homer Glen, IL and financial opportunities.

Call or email an agent for investment information.

About Me:

  • Illinois State University-Normal, B.S.
  • State Farm Agent in Homer Glen since 1989
  • Lifelong Lincoln Way Area Resident & L-W Central Grad
  • Chartered Life Underwriter 2002
  • My Team & I have over 65+ years insurance experience!!
  • Family CEO since 1983
  • Business/Commercial Insurance Concentration
  • Car Insurance in Homer Glen, Orland Park & Frankfort
  • Home Insurance - Homer Glen, Orland Park & Will County
  • Auto & Home insurance in Indiana & Wisconsin
  • Focus on Life Insurance for you and your family
  • Electric Vehicle Insurance!
  • Offering insurance for your new Teen Driver

Our Mission:

Established in 1989, we are a professional and caring team helping individuals, families and businesses make informed decisions to manage their everyday life's risks, recover and plan for the future.
Our Mission Photo

Our Team:

Team Member Profile Photo Ili O'Connor
Ili O'Connor
Team Leader
Ili (pronounced E Lee), has State Farm experience since 2007, joined our team in 2010 focusing in home & auto. Currently her concentration is Life insurance to protect the ones you care about the most, your family. She will be there to answer all your questions so you can sleep peacefully at night knowing your family is protected.
Team Member Profile Photo Jill Cozzi
Jill Cozzi
Customer Relations Representative
Jill has been a part of the State Farm family since she became our insured at 16! She provides remarkable service to all our auto & home customers and will hold your hand through the claim process.
Team Member Profile Photo Ben Pluskota
Ben Pluskota
Commercial Insurance Representative
Ben recently became part of our Team after graduating from North Central College. As a native of Manhattan, Illinois he is very familiar with the area and excited to service the community and beyond. Currently he is concentrating in commercial and small business insurance as well as homeowners and auto policies. He is here to aid in insuring what you worked so hard for because if it is important to you, it is important to Ben.
Team Member Profile Photo Josh Bellair
Josh Bellair
Personal Account Representative
Josh is the newest addition to our Team! Being born and raised in Lockport, Illinois, he is very familiar with the community and family-oriented aspect of the area. Josh is currently concentrating on personal accounts such as home, auto, and even business accounts! He is willing and ready to help your family obtain the coverage they need.

Agent's Credentials and Licenses:

IL-2156440
WI-2156440
IN-3811892

Disclosures

Securities are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal. Neither State Farm nor its agents provide tax or legal advice. State Farm VP Management Corp. is a separate entity from those State Farm and/or unaffiliated entities which provide banking and insurance products. AP2024/07/0846

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:1 State Farm Plaza , Bloomington, IL 61710-0001 Phone: 309-766-4013

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.